As the chill of winter begins to settle in, many homeowners might feel the stress of ensuring their homes remain safe and cozy. Worry not! With a few proactive steps, you can keep your home warm and secure while heading off those pesky, costly insurance claims down the road.
Seal Gaps Around Windows and Doors
Before it gets too cold, take the time to check and seal any gaps around your windows and doors. This classic but effective task can work wonders in retaining heat and reducing those dreaded energy bills.
Insulate Exposed Pipes
Frozen pipes can lead to bursting, especially in basements or exposed walls. Make sure to insulate any exposed pipes to prevent this chilly nightmare from becoming your reality.
Set Your Smart Thermostat Wisely
If you've upgraded to a smart thermostat, make the most of it by ensuring it's updated and optimized. Many new models automatically adjust to reduce energy waste. We suggest keeping the temperature between 68°F and 70°F while you’re at home for the perfect blend of warmth and savings.
Boost Indoor Air Quality
Try using HEPA filters to trap viruses and particles or MERV 13+ to tackle dust and allergens. Whether integrated into your HVAC system or as part of a portable unit, cleaner air means healthier, happier lungs for everyone at home.
Document Your Home Digitally
Take a quick video walkthrough of your home and all its valuables. A simple tool like your smartphone can streamline insurance claims should the need arise.
Clear and Check Solar Panels
If you have solar panels, ensure they are activated for winter mode and remain free of snow post-storm to maintain efficiency. Snow is beautiful, but not when blocking your energy source.
Schedule a Heating System Checkup
Avoid the shock of a heating system breakdown in sub-zero weather with an annual inspection. It's always better to be safe than sorry.
Clean Out Gutters
Keep those gutters clear of leaves and debris to prevent ice dams and water backups. This not only prolongs gutter life but wards off potential structural damage to your home.
Even if you implement just a few of these tips, you'll notice a big difference in how well your home is protected throughout the winter. Remember, it’s never too late to start, so don’t hesitate to get going! We also invite you to review your homeowners insurance policy with us, especially if you're wondering what’s covered during severe winter events. Let’s make this winter cozy and worry-free together.
