Construction & Contractor Insurance

Built to Cover Your Business

From new builds to remodels, skilled trades to heavy equipment work, we help contractors and construction pros protect what they build—and how they build it. If you’re swinging a hammer, laying pipe, wiring homes, or running machinery, you need coverage that moves with you.



We help contractors across Ripley, Charleston, Parkersburg & surrounding towns get insurance that’s straightforward, affordable & easy to manage.

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Builders Risk Insurance

Coverage for materials, tools, and construction sites while a project is underway. Protects from theft, fire, storms, vandalism & more.

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Contractors Insurance

Liability, property damage, tools & equipment—everything a general contractor needs to protect jobsites and projects.

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Artisan Contractor Insurance

Designed for specialty trades like electricians, painters, drywall installers, tile workers & similar skilled crafts.

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Construction Insurance

Custom plans for larger firms, subcontractors, and construction managers covering a variety of risks tied to building and renovation.

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Handyman Insurance

One-person operations still need solid protection. Covers small repairs, remodeling jobs, and odd jobs with easy, flexible coverage.

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Plumbers Insurance

Protects plumbing pros from property damage claims, injuries, equipment loss & more.

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Janitorial Insurance

Cleaning services need protection too—covers damages, theft allegations, or injuries while working at a client’s property.

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Excavation Insurance

Heavy dirt work comes with heavy risks. Covers excavation contractors, trenchers, foundation workers, and similar trades.

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How We Help

We get that every contractor’s needs are a little different. That’s why we build insurance solutions around your specific trade, size, and risk level. Whether you’re a one-man operation or managing multiple job sites, we’ll help you stay covered without wasting money on stuff you don’t need.

FAQ

  • What is builders risk insurance exactly?

    Builders risk insurance protects structures under construction along with materials and tools on site. It's essential for new builds, major renovations, and commercial projects.

  • Can a handyman get contractor’s insurance?

    Absolutely. Even small repair businesses can benefit from liability coverage, especially when working in clients’ homes or offices.

  • Do artisan contractors need different insurance?

    Yes—trades like electricians, plumbers, and painters often need specialized protection for tools, work errors, and liability risks.

  • Is excavation work covered under general contractors insurance?

    Not always. Excavation often carries higher risk and needs a dedicated policy. We’ll make sure you’re fully protected before your next dig.