Personal Insurance

Real Coverage for Real Life

Around here, life moves fast—and your insurance should keep up. Whether you're getting your first renters policy, adding coverage for your boat, or figuring out how to choose health insurance, we're here to help. We serve families, students, retirees & business owners all across Ripley, Parkersburg, Ravenswood, Charleston & beyond.

Vehicle Insurance

Around here, life moves fast—and your insurance should keep up. Whether you're getting your first renters policy, adding coverage for your boat, or figuring out how to choose health insurance, we're here to help. We serve families, students, retirees & business owners all across Ripley, Parkersburg, Ravenswood, Charleston & beyond.

Property Insurance

We help protect the places you live—and the places you rent out. Whether you own a home, condo, mobile home, or investment property, we’ve got policies that fit your setup. Renting? Our renters insurance policies are perfect for college students, short-term tenants, or anyone looking to protect their stuff on a budget. Running a short-term rental or Airbnb? No problem—we cover that too.

Catastrophe & Umbrella Insurance

Storms, floods, and “what if” moments don’t wait for the right time. That’s why we offer flood insurance, earthquake coverage, and windstorm protection that go beyond the basics. And if you want a little extra peace of mind, an umbrella insurance policy can add liability coverage that stretches across your auto, home, and more. It’s backup for when the unexpected hits hard.

Life & Health Insurance

Storms, floods, and “what if” moments don’t wait for the right time. That’s why we offer flood insurance, earthquake coverage, and windstorm protection that go beyond the basics. And if you want a little extra peace of mind, an umbrella insurance policy can add liability coverage that stretches across your auto, home, and more. It’s backup for when the unexpected hits hard.

FAQ

  • Can you help me compare auto insurance rates online?

    Yes—we’ll help you shop multiple providers, explain the differences, and make sure you're not overpaying.

  • Is renters insurance really worth it?

    Absolutely. For a low monthly cost, you can protect thousands of dollars in personal property.

  • How do I choose a health insurance plan that’s right for me?

    We’ll walk you through the options based on your health needs, work status, and budget—especially if you’re self-employed.

  • Do I need flood or umbrella insurance if I already have home insurance?

    It depends. Standard home insurance doesn’t always cover flooding or offer enough liability protection. We’ll help you decide what makes sense for your situation.