Specialized Business Insurance

Insurance for Unique Businesses

Not every business fits neatly into a box—and that’s where we come in. Whether you're running a daycare, a trucking operation, a church, or a farm, we help businesses across Ripley, Parkersburg, Charleston & beyond find flexible insurance options made for what you actually do.


If you need coverage that’s a little outside the norm, we’ll make it easy to get protected without getting overwhelme

A black and white icon of a hospital with a cross on top.

Medical Office Insurance

Protects clinics, doctors’ offices, and health providers against liability claims, property damage, and data breaches.

A calculator and a piece of paper with a dollar sign on it.

Accounting & Bookkeeper Insurance

Covers financial service businesses from errors and omissions, client lawsuits, cyber threats, and professional liability risks.

A black and white icon of two hands holding a baby.

Daycare Insurance

Whether you run an in-home daycare or a full facility, we’ll help you meet daycare insurance requirements—covering property, injury claims, and even abuse allegations.

A black and white icon of a church with a cross on top.

Church Insurance

 Coverage tailored for places of worship, including property protection, pastoral liability, volunteer injury, and community outreach activities.

A black and white drawing of a house and trees in a field.

Farm Owners Insurance

Protects homes, barns, equipment, livestock, and crops—with flexible plans for family farms, hobby farms, or larger operations.

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Marine Insurance

Need coverage for commercial boats, inland shipping, or cargo equipment? We’ll help you get the right marine policy for your business needs.

A black and white silhouette of a delivery truck on a white background.

Trucking Insurance

Local or long-haul, one truck or a full fleet—we’ll help you protect your vehicles, cargo, and drivers with strong, affordable trucking insurance options.

A car is parked in a garage with a wrench on top of it.

Garage Keepers Insurance

Essential if you store, service, or repair customer vehicles. Protects against damage, theft, fire, and more while the vehicle is in your care.

A row of trucks are parked in a parking lot in front of a building.

How We Help

Special businesses deserve special attention. We don’t just hand you a generic policy—we ask smart questions, explain your real risks, and build a coverage plan that fits you like a work glove.

FAQ

  • Is daycare insurance expensive for small providers?

    It’s more affordable than you might think—and absolutely necessary to protect kids, staff, and your business. We’ll find options that fit your size and budget.

  • Does church insurance cover volunteers?

    Yes—good policies should cover volunteer activities, accidents, and liability during church functions. We'll make sure you’re fully protected.

  • What does farm owners insurance usually cover?

    It typically covers your home, farm buildings, equipment, crops, and liability risks. We can tailor plans based on how you farm and what you raise.

  • Is trucking insurance required for a single truck?

    Yes. Even independent owner-operators need commercial trucking insurance for legal operation—and we can help you get the right coverage fast.